NRE vs NRO vs FCNR: FEMA Rules and the Mistakes That Are Hard to Undo
Most NRIs open their first non-resident account at the branch where the family already banks, usually on the relationship manager’s advice. It feels like paperwork. Under the Foreign Exchange Management Act, 1999 (FEMA), it decides what money can go into the account, what can leave India, how the interest is taxed and who can operate...
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FEMA Filings and Penalties Checklist for Companies with Foreign Investment in India
Introduction An Indian company that takes money from a foreign investor starts a reporting relationship with the Reserve Bank of India the day the funds arrive. Most FEMA filings come with short windows, some as tight as 30 days, and a missed date turns into a late fee or a compounding application. This checklist covers...
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How Can NRIs Handle Family Disputes in India Without Being Physically Present?
A brother sells the family flat in Pune without asking you. Your late father’s will surfaces with a clause nobody mentioned. Your spouse files for divorce in a Delhi family court while you are in Toronto. An NRI family dispute in India usually starts with a phone call like this, and the first worry is...
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FEMA Rules for NRIs Buying Property in India: What You Need to Know
An NRI can buy a flat in Bengaluru or an office in Gurugram without asking the RBI for permission. The FEMA rules for NRI buying property in India give that general permission, but they also set limits on what you can buy, how you pay for it and who can hold it with you. Get...
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NRI Property Sale Repatriation: FEMA Rules for Transferring Sale Money Abroad
Selling a flat in Pune or a plot in Gurugram is the easy half. Getting the money into your bank account in Toronto, Dubai or London is where most NRIs get stuck, usually because the bank asks for a document nobody told them about. NRI property sale repatriation is governed by the Foreign Exchange Management...
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Foreign Individual Investment in India: What the June 2026 Rules Allow
Before 12 June 2026, a foreign national who wanted to buy shares of an Indian listed company in their own name and later take the money home had two options. They could qualify as an NRI or OCI, or they could invest through a structure registered with SEBI as a Foreign Portfolio Investor. A British...
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What an NRI or OCI Can Actually Own in India Under FEMA
Most NRI property questions we get start the same way: “Can I buy this flat?” The answer is usually yes. The trouble tends to come later, when a client learns the land their father left includes a farm, or that the money from selling a third apartment can’t all go abroad at once. This guide...
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Can NRI Buy Agricultural Land in India? What FEMA Actually Allows
Many NRIs want a piece of farmland back home. Some want to retire to it, some see it as an investment, and some simply want to keep a family connection alive. So, can NRI buy agricultural land in India? The legal answer is no. There are a few lawful ways to own or hold it,...
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FEMA Rules for NRI: A Complete Guide to FEMA Compliance and Transactions in India
Which statute actually decides whether an Indian passport holder living in Dubai may keep a savings account in Chennai, buy an apartment in Pune, or wire rental income back to the Gulf? Almost every Indian professional abroad assumes the answer is the income tax law, and almost every one of them is wrong about the...
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